When it comes to creating a budget, most people don’t consider that it can help their health. It shouldn’t come as a surprise, however. When you get your finances under control, the rest of your life easily falls in line behind. Here are five ways that you can utilize your budget to improve your health:
1. Credit Card Debt
With the recent tank in the economy, more and more people have found themselves reliant on credit cards to make ends meet. While this isn’t necessarily a bad thing, it can lead to an ever increasing mountain of debt if you aren’t careful. Getting control of your credit card debt will lessen your stress. Stress, as we all know can lead to heart problems as well as emotional problems. Gaining control of your stress can lower your blood pressure, help reduce cholesterol levels and improve your emotional well-being.
While creating a budget, in itself, does not entail exercise, you can create a space in your budget to allot funds towards a new exercise program. Whether you join a gym, buy a gaming console or simply purchase a new pair of running shoes, getting your budget in order can make exercising affordable. Exercising just 30 minutes each day can lead to improved heart health, better mobility and increased energy.
Go to the store when you don’t need to stock shelves and simply price shop. Look to see how much health foods like fresh fruits and vegetables, whole grains and lean meats will cost you. Make notes and use these notes to create a grocery budget. When you know what you’ll need to spend, it’s easier to work the amount into your monthly expenses. By choosing more nutritional foods, you’ll find that your overall health, and the health of your family, improves.
4. Reveal Waste
By sitting down and going through your income and expenses with a fine tooth comb, you will quickly reveal the areas in which you are wasting money. By locating the areas of your budget where you are being most wasteful, you can cut back and utilize those monies for ways to improve your health. Whether it’s a new pair of glasses, a great new bicycle or even a cooking class, spending your money wisely can give you more room in your budget for your new, healthy endeavors.
5. Improves Marriages
The number one argument among married couples is financially oriented. Looking for money for an emergency, nitpicking about how your spouse spends or worrying about how you’ll pay the mortgage next month all put stress on a marriage. By creating a budget, you’ll both be on equal footing and can easily remind each other when the other begins to stray from the plan. By creating a budget as a couple, you’ll be less likely to argue about money, be better able to maintain a healthy marriage and lessen the stress money matters can place on both your shoulders.
Creating a budget can contribute to your healthy lifestyle in more ways than one. While your new budget won’t get you on your feet and walking or put a healthy salad on your table, the money you save by keeping track of your finances will. Sit down as a couple and create your budget today; your new, healthy body will thank you.